Portfolio Management
Institutional Portfolio Management, Built Around Your Goals
Most portfolios aren’t built badly. They’re built in pieces. There’s an account from an old employer, a few funds a friend recommended, and a position that grew alongside a career. Each made sense when it was added, but no one has stepped back to ask what the whole portfolio is designed to do, or how it will behave when markets turn.
We start with that question. Sunpointe was founded by professionals who left a large institutional firm, and we bring that same discipline to every portfolio: an investment policy statement that defines your objectives, an asset allocation built around your risk tolerance, rigorous manager selection, and ongoing monitoring. We manage portfolios this way for individuals as well as for families and family offices with assets spread across multiple entities. Our framework is built on institutional research but explained in plain terms, so you know what you own and why.
You’re Not Sure What You Own
Your accounts have grown over the years, but it’s hard to say how they fit together or how they’d hold up in a downturn.
You Want Institutional Access
You’d like the research, manager selection, and alternative investments larger institutions rely on, paired with a team that knows your family.
Markets Test Your Nerves
Volatility makes it hard to stay the course, and you want a disciplined process and a steady voice when the headlines get loud.
A Disciplined, Four-Step Investment Process
A strong portfolio starts with a written plan for your money and holds to it when markets get noisy. Here’s how we build and manage yours.
Set Your Objectives
We document your goals, time horizon, and risk tolerance in an investment policy statement that guides every decision that follows.
Build Your Allocation
We divide your portfolio between Risky Assets and Risk Mitigation Assets, then scale each to match your return objectives and comfort with risk.
Select the Managers
We research and vet the funds and managers in each part of your portfolio, holding every one to the same institutional standard.
Monitor and Rebalance
We monitor your portfolio on an ongoing basis and review it with you at least twice a year, rebalancing when markets or your life shift.
Inside a Sunpointe Portfolio
A portfolio is more than a list of holdings. It’s a set of decisions about risk, managers, taxes, and how clearly you can see what you own. Here’s how we approach each one, and why it matters to you.
We organize your portfolio into Risky Assets and Risk Mitigation Assets, so you can think about risk in simple terms, like 60/40, while the construction underneath stays precise.
Beyond volatility, we look at the lowest likely return, risk-adjusted return, and the probability of falling short of your objective over your time horizon.
Every fund and manager in your portfolio is researched and monitored against institutional standards, and revisited when they no longer meet them.
We offer access to select opportunities in private credit, private equity, and private real estate, evaluated by a team that includes three CAIA charterholders. Most funds we review don’t make the cut.
Our team has used direct indexing as a tax-management strategy since 2009. Lower minimums and better technology now make it available to a much wider range of clients.
Through Addepar, you can see your full portfolio across accounts and entities, updated daily, with views tailored to how you think about your wealth.
Ready for a Clearer View of Your Portfolio?
Bring your latest statements and your questions. We’ll talk through what you own, what it’s designed to do, and how well it lines up with the goals that matter most to you.
Explore Related Services
Your portfolio is one part of a larger picture. These services connect your investments to the plan they support, to opportunities beyond public markets, and to the decisions you make when markets move, all coordinated through your Sunpointe relationship.
Financial Planning
Your plan defines what your portfolio needs to do, and we connect cash flow, retirement income, and long-term goals to the way your money is invested.
Alternative Investments
A closer look at how we evaluate private credit, private equity, and private real estate, and how select opportunities can fit alongside your public market holdings.
Behavioral Finance
The ideas behind our approach help you recognize emotional decision-making and stay disciplined when markets test your patience.
Frequently Asked Questions
Answers to the questions we hear most about portfolio management.
Call us at 314-880-0821 or send a message.
Every Sunpointe portfolio starts with an investment policy statement that documents your goals, time horizon, and risk tolerance. From there, we build an asset allocation using our two-category risk framework, select and vet the funds and managers for each part of the portfolio, and monitor it on an ongoing basis. It’s the institutional discipline our founders brought from a large investment firm, applied to individuals, families, and family offices.
Sunpointe organizes portfolios into two broad categories: Risky Assets, which include Growth and Hybrid/Income Assets, and Risk Mitigation Assets, which include Defensive and Flexible Assets. This structure lets you think about risk in simple terms, such as 60/40 or 70/30, while the construction underneath reflects your specific return objectives. We also measure risk beyond volatility, including the probability of falling short of your goals.
We monitor portfolios on an ongoing basis and hold formal reviews with you at least twice a year. We also revisit your portfolio when markets move significantly or when something important changes in your life, such as retirement, a business sale, or an inheritance. Between reviews, you can see your full portfolio through our client portal, updated daily.
No. At Sunpointe, investment management is part of a coordinated plan, not a stand-alone product. Your financial plan defines what your portfolio needs to accomplish, from retirement income to long-term goals for your family, and your portfolio is built to support it. When your plan changes, your investments are reviewed with it, so the two stay aligned.
Yes. Sunpointe has many years of experience allocating to alternative investments for its largest clients and now makes select opportunities available to a broad range of clients. We evaluate each asset class on its own merits and screen out most funds, focusing on a small number of opportunities in private credit, private equity, and private real estate. Three members of our team hold the CAIA designation.
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